Machinery, trucks, generating sets drilling rigs, pressers, forklifts, and items comparable to those used for the purposes of construction and manufacturing whether already owned by the borrower or to be acquired are appropriate collateral to secure loans or other credit facilities.

Farming vehicles, combines, all-terrain vehicles, tractor attachments, fertilizer spreaders, balers, farm wagons and the like, whether already owned by the borrower or to be acquired, constitute agricultural machinery that can be used as collateral for loans.

Plants and crops such as coffee, cocoa, oil palm and cashew nut plantations, rice, cassava and plantain, coffee seeds, cocoa beans (growing, harvested and to be grown), other farm supplies used or produced in a farming operation and crops in their unmanufactured states whether already owned by the borrower or to be acquired, can be used as collateral to secure loans or other credit facilities.

Livestock like cattle, camel, sheep, goat and farm animals like poultry, fish etc. (born or unborn) and their offspring whether already owned by the borrower or to be acquired, are assets that can be used as collateral to secure loans or other credit facilities.

Immovables like land (whether covered with water or not) or land together with any buildings on it and buildings whether already owned by the borrower or to be acquired, are appropriate collateral for securing loans or other credit facilities.

Timber and timber products such as plywood and treated poles whether already owned by the borrower or to be acquired, are assets that can be used as collateral to secure loans or other credit facilities.

Goods that are held by a person for sale or lease, goods to be provided under a contract for services, raw materials or work in progress and materials used or consumed in a business, whether existing or future, are all suitable for securing loans or other credit facilities.

Any right to payment of a monetary obligation can be used for securing loans or in factoring transactions. Receivables do not include any right to payment evidenced by a negotiable instrument, a right to payment of funds credited to a bank account and a right to payment under a security. However, these other rights to payment may also be used as collateral.

Consumer goods intended to be used for personal or household purposes whether already owned by the borrower or to be acquired, can be used as collateral to secure loans or other credit facilities.

All tangible or intangible assets whether already owned by the borrower or to be acquired, are suitable for securing loans and other credit facilities.